Proud to be a part of the 
Dave Ramsey's SmartVestor™ Pro Program 

Kelly Francis is recognized as a Dave Ramsey SmartVestor™ Pro at Western Wealth Advisors, where she helps families plan to eliminate debt, save, and invest for the future. The SmartVestor Pro program was created by Dave Ramsey to help his listeners identify Financial Advisors with similar values to his and upholding Dave’s philosophy “the heart of a teacher”. Kelly will take time to educate her clients regarding important financial planning and investment principles. The focus is client first, using agreed upon financial plans and risk tolerance to pursue long and short term goals.

Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk.

SmartVestor™ program is a directory of investment professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Neither Dave Ramsey nor SmartVestor are affiliates of Thirteen Twenty-Two Advisors or LPL.